Who We Are

  • null

    We are experts at analyzing and evaluating Big Data, giving us an edge in identifying investment opportunities.

  • null

    Our portfolio has generated low volatility income compared to traditional fixed-income and equity investments.

  • null

    We prioritize R&D; we are constantly evolving our models using machine learning and artificial intelligence.

Our clients

Family Offices, Institutional Investors, and Accredited Investors.


  • STEP 1

    Potential Borrowers

    Potential borrowers complete a traditional loan application

  • STEP 2

    Lending Platforms

    The lending platform vets the borrower with fraud prevention tools

  • STEP 3

    Credit Bureaus

    A borrower’s FICO score is reviewed; and if approved, is connected with lenders

  • STEP 4


    Lenders commit capital to those with a high payback probability

  • STEP 5

    Approved Borrowers

    Borrowers makes monthly payments to the platform; lenders receive payment

HOW it works

  • null

    Our focus on research and development, incorporating machine learning and artificial intelligence, sets us apart in the online lending space. Our models are developed and managed by our Predictive Analytics Team, based in Brunswick, Maine.

  • null

    Our models are at the core of the software we use to identify lending opportunities that meet our loan criteria.

  • null

    We analyze historical data with hundreds of characteristics related to performance and macroeconomic context.

  • null

    We can score thousands of marketplace loans at a high rate of speed, identifying investments with a low probability of defaulting.

  • null

    We conduct regular experiments to adjust our models so that they respond quickly to changes in data and regulatory conditions.


Log in with your credentials

Forgot your details?