We use proprietary analytics and big data
TO FIND ALTERNATIVE FIXED-INCOME INVESTMENTS IN THE MARKETPLACE LOAN INDUSTRY.Learn More
Who We Are
Family Offices, Institutional Investors, and Accredited Investors.
How Marketplace Lending Works
Potential borrowers complete a traditional loan application
The lending platform vets the borrower with fraud prevention tools
A borrower’s FICO score is reviewed; and if approved, is connected with lenders
Lenders commit capital to those with a high payback probability
Borrowers makes monthly payments to the platform; lenders receive payment
How It Works
Our focus on research and development, incorporating machine learning and artificial intelligence, sets us apart in the online lending space. Our models are developed and managed by our Predictive Analytics Team, based in Brunswick, Maine.
Our models are at the core of the software we use to identify lending opportunities that meet our loan criteria.
We analyze historical data with hundreds of characteristics related to performance and macroeconomic context.
We can score thousands of marketplace loans at a high rate of speed, identifying investments with a low probability of defaulting.
We conduct regular experiments to adjust our models so that they respond quickly to changes in data and regulatory conditions.