We use proprietary analytics and big data

TO FIND ALTERNATIVE FIXED-INCOME INVESTMENTS IN THE MARKETPLACE LOAN INDUSTRY.

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Who We Are

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We are experts at analyzing and evaluating Big Data, giving us an edge in identifying investment opportunities.

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Our portfolio has generated low volatility income compared to traditional fixed-income and equity investments.

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We prioritize R&D; we are constantly evolving our models using machine learning and artificial intelligence.

Our Clients

Family Offices, Institutional Investors, and Accredited Investors.

How Marketplace Lending Works

Step 1

Potential Borrowers

Potential borrowers complete a traditional loan application

Step 2

Lending Platforms

The lending platform vets the borrower with fraud prevention tools

Step 3

Credit Bureaus

A borrower’s FICO score is reviewed; and if approved, is connected with lenders

Step 4

Lenders

Lenders commit capital to those with a high payback probability

Step 5

Approved Borrowers

Borrowers makes monthly payments to the platform; lenders receive payment

How It Works

1

Our focus on research and development, incorporating machine learning and artificial intelligence, sets us apart in the online lending space. Our models are developed and managed by our Predictive Analytics Team, based in Brunswick, Maine.

2

Our models are at the core of the software we use to identify lending opportunities that meet our loan criteria.

3

We analyze historical data with hundreds of characteristics related to performance and macroeconomic context.

4

We can score thousands of marketplace loans at a high rate of speed, identifying investments with a low probability of defaulting.

5

We conduct regular experiments to adjust our models so that they respond quickly to changes in data and regulatory conditions.